Millions of Americans rely on SSDI benefits to help meet their monthly needs and the advantages of becoming approved for Social Security Disability are many. The program provides consistent income so recipients can cover their monthly expenses, medical coverage that enables them to undergo required medical treatments, and vocational rehabilitation so they can pursue educational opportunities that make it possible to reenter the workforce.
A Financial Lifeline
Disabled individuals can qualify for monthly awards up to $2788.00. There are additional financial benefits available for spouses and children that are designed to help support family members. Consistent monthly payments make it possible to pay rent/mortgage, purchase food, buy clothing, and take care of other necessities. Social security disability lawyers often help individuals estimate the amount of monthly payments that could be available if their SSDI applications are approved.
Reliable and Affordable Medicare Coverage
Individuals who qualify for SSDI are covered by Medicare. This significantly reduces the financial burden of having to secure insurance and reduces the individual’s monthly medical expenses. Coverage is available regardless of income. For those enrolled under SSI, coverage is provided through Medicaid. Moreover, the Non-Emergency Medical Transportation (NEMT) program provides free transportation to and from these appointments, so individuals without a vehicle or without the ability to drive don’t need to worry about making it to the medical appointments and physical therapy sessions they need.
Assistance Reentering the Workforce
The Plan to Achieve Self-Support (PASS) program and the Ticket to Work program provide assistance with educational expenses, training, and any necessary adaptive aids an individual may need to re-enter the workforce. Enrollment in these programs is automatic. These programs make it possible for individuals to pursue new careers following a disabling injury without the financial stress and worries that can arise while securing an education or job training.
Most importantly, individuals who do return to work via these programs are not restricted regarding how much they can earn for the first nine months. This trial work period provides an opportunity to reenter the workforce and “test the waters” to see whether the disability continues to hinder the individual’s ability to work.